A home equity line of credit (HELOC) is a line of revolving credit in which your home serves as collateral. Your credit amount is based on the amount of equity you have in your home. With a home equity line, you will be approved for a specific amount of credit determined by the equity in your home. You can borrow or draw on the line of credit during a set amount of time – the term of the loan.

Your home equity credit line can be used for anything. Since your home is likely your most valuable asset, most people use their home equity line of credit for major expenses, like:
• home improvements
• education
• a wedding
• dream vacations
• medical bills
• debt consolidation

Call 304-528-6230 and speak to one of our loan officers today to see if a home equity line of credit is right for you.