Individual Retirement Account Chart
If Your Test Score Is…
Under 14 Points:
An IRA may not be right for you at this time. Speak to one of our representatives for more information.
14 Points or More:
If your age is 21 to 35:
Now is the ideal time to open an IRA. If you invest $2000 a year at 6% or more, you could have $300,000 or more at age 65.
If your age is 36 to 45:
You’re in your peak earning years. Start an IRA today. Don’t delay.
If your age is 46 to 64:
If you haven’t opened an IRA by now, you should do so immediately.
If your age is 65 or more:
If you’re retired, it’s too late to open an IRA. But if you’re still working, you have until age 70-1/2 to continue investing for a more secure future.
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