Low Down Payment Mortgage Loans

Introducing Huntington Federal Savings Bank’s Low Down Payment Purchase Mortgage. As Little as 10% Down with No PMI. At Huntington Federal, we never sell our loans on the secondary market. Your mortgage loan stays right here with us. What does that mean for you? Through the power of local decision making, it means that we can offer our Low Down Payment Purchase Mortgage at a low rate without the Private Mortgage Insurance (PMI) that most other banks charge for mortgage loans with less than 20% down. That equals money that stays in your pocket!

  • 3.702% APR
  • Minimum 10% Down Payment
  • Maximum Loan-to-Value to 90% – Applies Only to Purchase of Owner-Occupied Homes
  • No Private Mortgage Insurance (PMI) Required

Rates, terms and conditions are subject to change. All loans are subject to credit approval. Contact Huntington Federal Savings Bank for specific eligibility requirements and guidelines. APR = Annual Percentage Rate. APR applies to purchase of owner-occupied residential properties on a 15-year term and does not apply toward the refinance of a current loan. A 10% down payment is required. Representative example: A $100,000 loan with an APR of 3.702%, a 15-year term and a 10% down payment, would have a monthly payment of $721.04. Origination Fee: ½%. Monthly payment does not include amounts for taxes and insurance premiums, if applicable, and actual payment obligation will be greater.


You are also welcome to send us a message via this contact form, and one of our bankers will be in touch with you soon.