When it comes to saving for a secure retirement, we’ve got  investment options that may be right for you.


Individual Retirement Account

An IRA is a smart way to save for a secure retirement. By deducting your qualified contributions from your taxable income you might be able to save on your present taxes with an Individual Retirement Account. Many Americans can deduct all or part of their IRA contributions from current income taxes. The deductible amount depends on your income, marital status and whether you’re an active participant in an employer sponsored plan as defined by the Internal Revenue Service.

With an Individual Retirement Account, you may also be able defer taxes until you retire when you will probably be in a lower tax bracket. The chart below shows you how much you may be able save each year. We recommend that you consult your tax advisor to review the tax-deductible status of an IRA. Regardless of the amount, you’ll be able to save now on taxes. 


Is an IRA Right For You?

Call one of our customer service representatives today at 304-528-6228.


If You’re Changing Employers, An IRA Rollover Makes Sense. 

If you are retiring or changing jobs and anticipate withdrawing money from your employer’s retirement plan, you can avoid withdrawal penalties by transferring your assets into an IRA or another qualified plan. You can ask your employer to arrange for a “direct rollover” of your money into a new IRA account with us, or you can do it yourself with an IRA-to-IRA rollover.

You must complete the rollover within 60 days from the date you receive the assets from your old IRA in order to qualify and not pay the mandatory 20% withholding and possibly other penalties as well. For more information about IRA Rollovers or opening a new IRA just give us a call at 304-528-6228.


Certificates of Deposit

Certificates of Deposit. They are tried and true without any worries of market volatility  One of the safest investments to be found, our Certificates of Deposits offer:

  • Competitive Interest Rates
  • Guaranteed Yields – You Know Exactly What You’ll Get and When You’ll Get It
  • Flexibility
  • Safety of FDIC Insurance – Backed  Up to $250,000 Per Individual

We offer Certificates of Deposit in a broad range of maturities, each designed with a particular goal in mind. And, for as little as $500, you can open your own CD.

Short-Term CDs

Short term savings certificates, usually 91 days or 182 days, offer you the fastest, readiest access to your money.

Medium-Term CDs

Our 12 or 18 month medium-term CDs offer you higher yields than shorter term CDs.Long-Term CDs

Long-Term CDs

If you have a long-term outlook, our CDs with maturities of 2 years or more reward you with the highest yields we have to offer.

Please Call for an Interest Rate Quote:  304-528-6213.


Policy for New Accounts

Huntington Federal Savings Bank is located in Huntington, West Virginia, and we are here to serve the members of our community. Huntington Federal Limits new account customers to residents within a 50-mile radius of our main office in Huntington, and a 50-mile radius of our branch in the Putnam Village Shopping Center.


Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.