Conventional Mortgage Disclosure

Rates, terms and conditions are subject to change. All loans are subject to credit approval. Contact Huntington Federal Savings Bank for specific eligibility requirements and guidelines. APR = Annual Percentage Rate. APR applies to purchase of owner-occupied residential properties or towards the refinance of a current mortgage loan on your owner-occupied residential property. A 20% down payment is required on purchase money mortgage loan. A maximum loan to value of 80%.

Representative examples:

A $100,000 loan with an APR of 3.665%, a 15-year term and a 20% down payment, would have a monthly payment of $721.04. Origination Fee: ¼%. Monthly payment does not include amounts for taxes and insurance premiums, if applicable, and actual payment obligation will be greater.

A $100,000 loan with an APR of 3.906%, a 20-year term and a 20% down payment, would have a monthly payment of $599.41. Origination Fee: ¼%. Monthly payment does not include amounts for taxes and insurance premiums, if applicable, and actual payment obligation will be greater.

A $100,000 loan with an APR of 4.148%, a 30-year term and a 20% down payment, would have a monthly payment of $484.65. Origination Fee: ¼%. Monthly payment does not include amounts for taxes and insurance premiums, if applicable, and actual payment obligation will be greater.